₹50 Lakh budget investment strategy offers multiple options across risk spectrum: SK Residency Ulwe ₹43 L (budget residential), Vihaan Kharghar offices ₹51 L (commercial entry), combination strategy for optimal returns.

Option 1: Residential safety – 1 BHK Ulwe, rental yield 4-5%, appreciation 8-10%. Option 2: Commercial entry – Compact office Kharghar, yield 6-7%, appreciation 12-15%. Option 3: Combination – ₹30 L residential + ₹20 L commercial, diversified risk.

Financing: 80% loan available, 20% down payment, EMI ₹35-40k. ROI analysis: Combination strategy projects 11% IRR vs 8% single asset. Risk mitigation: Location diversification, asset type mix, staged entry. Keywords: ₹50 lakh investment, budget strategy, risk diversification.