Showing 9 posts
Home Loan Insurance vs Term Plan – Which Protects Family Better on ₹1 Cr Loan?
Reducing cover home loan insurance costs ₹0.5 L one-time but term plan gives level ₹1 Cr for same price. We decode.
Home Loan Insurance vs Term Plan – ₹1 Cr Loan Protection Cost-Benefit Analysis
Reducing cover loan insurance ₹0.5 L vs level term plan ₹1 Cr same cost, term plan offers better protection.
Joint Ownership vs SPV – Tax & Exit Implications for FriendsPooling Money
Pooling funds with friends? We compare simple joint ownership against LLP/SPV route on tax, stamp-duty & exit flexibility.
Step-Down Home Loan – Pay 40% Higher EMI Initially, Finish in 12 Years
Bank of Baroda launches step-down product; front-load 40% extra EMI, interest saved ₹18 L on ₹80 L loan.
Step-Down Home Loan – 40% Higher EMI Initially, Finish ₹80 LCopyShareLoan in 12 Years
BOB Step-Down loan reduces EMI every 2 years, front-load 40% extra, saves ₹18 L interest, targets young earners.
Overdraft Home Loan vs Regular – Save ₹3.2 L Interest on ₹50 L Loan
We model SBI MaxGain vs plain term loan; parking ₹1 L monthly surplus cuts tenor by 28 months.
Overdraft Home Loan vs Regular – MaxGain Saves ₹3.2 L Interest on ₹50 L Loan
SBI MaxGain vs regular loan comparison, parking ₹1 L surplus saves ₹3.2 L interest, reduces tenor 28 months.
Top 5 Banks Offering 100% Loan-to-Cost for ₹30–50 L Flats – October 2025
PSU banks revive 100% funding for affordable segment; processing fee & mortgage insurance decoded.
100% Home Loan for ₹30-50 L Properties – 5 Banks Offer Full Financing October 2025
PNB, BoB, Canara Bank, Union Bank, SBI offer 100% financing for affordable segment, 90% otherwise available.
